Let Me Deinfluence You: The Truth About Money Advice on Social Media 📱

We’re living in a time where information is literally everywhere. The second you open your phone, you’re flooded with money advice, investing tips, side hustle ideas, “passive income” streams, and strong opinions from people who may or may not know what they’re talking about. A couple of decades ago, accessing good financial information actually took effort—you had to read books, speak to professionals, or intentionally go searching for it. Now, it’s constant, endless, and if we’re being honest… a little overwhelming 😅

And somehow, along the way, everyone has become a financial coach and investor on social media 📱💸

So the question isn’t “where do I find information?” anymore—it’s how do you filter through all the BS without getting misled, confused, or influenced into making bad decisions? 🤔

Let Me Deinfluence You 💅

Let me deinfluence you for a second, because I care about you, your peace, and your bank account 🫶💰

No course is going to magically make you “good with money.” That $399 financial course is not about to transform your life overnight! 😭 If it was that easy, everybody would be wealthy! Real financial literacy comes from learning the basics, doing your own research, developing your risk tolerance, making a few questionable decisions (we’ve all been there), and adjusting along the way. It’s having a long-term plan and actually applying what you learn. And the best part? Most of the information you need is already available for free—like actually free. There are so many great personal finance books just sitting at your local library collecting dust 😢—no countdown timers, no fake urgency, and definitely no “only 3 spots left” pressure 🚩

Stop Keeping Up With The Internet 🚗

And we need to talk about keeping up with the internet, because it’s not just the Kardashians anymore. You see millenials flying business class to Japan, booking lavish vacations, and eating at aesthetic restaurants every weekend, and suddenly your perfectly normal life starts to feel “behind.” But the reality is, you have no idea what their financial situation looks like. You don’t know their income, their debt, their priorities, or what they’re sacrificing to afford that lifestyle. Maybe they just value travel more than anything else. The point is—you don’t know 🤷‍♀️

So instead of spiraling, stay in your lane 🚗 Focus on your own progress and compare yourself to who you were last year, not to someone else’s curated highlight reel. Growth is still growth, even if it’s not Instagrammable 📈✨

TikTok Finance Gurus = Highlight Reels 📉

And those TikTok finance gurus posting their “crazy portfolio gains”? Let’s be real for a second. The market goes up and down—that’s how it works. But they’re only showing you the green days, the wins, and the “look how much I made” screenshots 🟢 What you’re not seeing are the red days, the losses, the bad calls, or the stress, because that doesn’t perform well and it doesn’t build a personal brand.

The truth is, investing isn’t aesthetic. It’s not always exciting. Sometimes it’s boring, sometimes it’s uncomfortable, and sometimes… you’re just wrong. That’s part of the process. Don’t let someone else’s highlight reel make you feel like you’re doing it wrong 👏👏👏

And please don’t fall for the “I made $50K this month” content without asking a few questions 🤨 How much did they spend to make that? What are their expenses? What about taxes? What did the other 11 months look like? Because one good month does not equal a sustainable income, even though social media loves to make it seem that way.

There Are No Shortcuts 😅

Let’s also clear something up: there are no shortcuts. Not in money, not in life. Even people who win the lottery often end up overwhelmed or broke because they didn’t build the skills to manage it. Fast money without knowledge is a recipe for chaos!

Instead of chasing quick wins, focus on long-term growth. Build your knowledge slowly, increase your risk tolerance over time, and learn how to make decisions based on data—not emotions. Because your feelings will have you buying high, selling low, and panicking for no reason 📉

Be patient, stay consistent, and don’t be afraid of being a little boring, because that’s where the real money is! 💵🫰

Personal Finance = Personal 🧠

And finally, the most important reminder: personal finance is personal. Their strategy is not your strategy. Their income, responsibilities, goals, values, and risk tolerance are completely different from yours, so copying what someone else is doing without context will only leave you feeling stressed and confused.

Use social media as inspiration at most—not instructions!

You’re allowed to build a life that actually fits you. Your version of wealth doesn’t have to look like luxury vacations and designer bags—it can look like low stress, flexibility, freedom, and peace of mind.

That’s how you glow! 😌🌟