Go Buy That Luxury Car! 🚗💨

Ok I think a lot of people from the FIRE (Financial Independence, Retired Early) community are going to come for me with this title. 🫣 Clickbait? Nah, I really mean it. But like any good article, there are caveats to the title, so buckle up while I share the fine print 🙃.

Yes, we’ve heard it before. Buy a cheap used Corolla (or Honda) for $XXXX that functions the same as some fancy‑smancy luxury car. Avoid interest rates — who wants to pay for a car and then some more? Am I righttttt? 🙌

That was my thinking about six months ago. Solid logic on paper!

See, I’m more of a “passenger princess” kinda gal 👑— not because I’m lazy or extra pampered, but because I just don’t enjoy driving. I zone out, I’m not the best driver, and I’m anxious AF behind the wheel. Anybody else? 🙋‍♀️

So, a $100,000 car or a $25,000 one? Honestly, I don’t care… except for heated seats in Canadian winters 🥶🔥. Maybe that bumps me to $30,000? The point is, I’m not a car person, so thank god this blog is not about cars (except for this one and only article).

The Car Guy, The Dream, and The Balance 💖

But guess what? I know somebody who absolutely identifies as a car guy [🥁🥁🥁] — my handsome, awesome possum husband! Woohoo! 🎉 If you think a girlfriend is expensive, wait until you get a car‑guy husband.

Ok, let me paint you a picture. When we got our fresh‑out‑of‑the‑lot Hyundai Elantra, he woke up at 5 AM just to sit in the car. Whenever our friends get a car — literally any car — he never hesitates to inspect it, sit in it, and drive it around. Sometimes he goes on the Porsche website just to customize his dream car… for fun! (Yes, I am calling him out!) 😂. He lives on car subreddits, follows his favorite car brands, and reads every article about the next new model. He’s especially into electric cars now, so I’m sure I’ll be hearing about it in the next couple of months.

I can 100% trust him to baby any car we get. He buys more car‑cleaning products than we have in our entire shower, while sticking to one lazy 3‑in‑1 bottle for himself! We rock Kirkland shampoo (it slaps 💇‍♂️), but our car gets top‑shelf spa‑level treatment. Did I even mention the TuxMats? The factory mats came with the car, but nah — not up to His standards. Now he spends hours researching “winter shoes” (fancy talk for tires) for our Gracie (yup, that’s our car’s name). At this point, maybe I should just hand my wedding ring over to Gracie instead 💍.

To my husband, a car is NOT just A‑to‑B transportation. No way! It’s an EXPERIENCE — the driving feel, the chair stitching, the new car smell, the fancy infotainment system, the vroom vroom engine sounds, and whatever else comes with it (not a car girl as you can clearly see).

Seeing his eyes light up like a little kid from pure excitement brings me so much joy ❤️. This happiness level? Bigger than our Japan trip next month, so maybe I should just cancel our tickets now. His dream is to own a Porsche, so I say go buy that luxury car! Yes, we’ll spend that $XXXXX in equity, but he’ll get a priceless experience — a literal dream come true. He really does dream about it! 💭

I know it’s not about status because he’s not showing it off. He wants the adrenaline rush of driving it, the luxury of sitting in it (and I’ll happily take those heated seats), and the many hours he’ll spend taking photos of it.

But hell no, we’re not stupid — we’re not throwing all our money or going into debt for a car🙅‍♀️. However, It doesn’t mean we can’t work toward it, though.

We of course prioritize investments, emergency funds, our mortgage, and our necessities. I don't want to go back to 50% off ground beef 😢. We’ll buy when we have a system to cover everything — not just the purchase price, but insurance, gas, maintenance, winter tires (the best part of Canada), TuxMats, and all his million car‑product babies. Guess he’ll just have to stick to his 3‑in‑1 shampoo to fund it…

Vroom vroom, this will be a journey 🚗💨.